WHERE DREAMS COME HOME
Allow our Real Estate services to assist you with your next real estate decision. Our experience is with you during the entire process and after. Today is a perfect day to select an alternative home choice .
Services
Our services are designed to optimise your personal REAL ESTATE experience.
FIRST TIME HOME BUYER
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Do people always make it seem like homeownership is difficult or like traveling to the moon. Well dock at our station here at Select Alternative Home Choice. We will guide you towards what many think is difficult. A home is an investment. When you rent, you write your monthly check and that money is gone forever. But when you own your home, you can deduct the cost of your mortgage loan interest from your federal income taxes, and usually from your state taxes. This will save you a lot each year, because the interest you pay will make up most of your monthly payment for most of the years of your mortgage. You can also deduct the property taxes you pay as a homeowner. In addition, the value of your home may go up over the years. Finally, you'll enjoy having something that's all yours - a home where your own personal style will tell the world who you are.
We will educate you on programs that will best benefit your situation. Please remember that while you are in the process of purchasing a home or property many people will give you advice. Those giving you advice generally want the best for you but they often don’t have the benefit of fully knowing your financial status. We will educate you with general knowledge but we will also educate you with information that is proprietary to your individual needs and financial situation.
ALTERNATIVE FIRST TIME HOME BUYER
TAX SALE
Possibly you have always heard about a tax sale that involves the sale of property based on debt owed. We realize for some people that a traditional method of purchasing a home does not meet their current situation or desires. Real estate property taxes are due and payable on July 1st and become delinquent October 1st each year. Under the Annual Payment Schedule, real estate property taxes become delinquent as of October 1st. Under the Semiannual Payment Schedule, the first installment becomes delinquent as of October 1st, while the second installment becomes delinquent as of January 1st. Failure to receive a real estate property tax bill will not relieve the property owner of the requirement to pay the real estate property taxes or the subsequent penalties that are imposed as of October 1st or January 1st should the real estate property taxes become delinquent.
As professionals we guide you thru this process that has several steps to the process. This format is a worthwhile process that guarantees a return. Contact us directly to find out how you can walk away with more money than you began with the tax sale process of becoming a home or property owner.
LEASE TO OWN
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A lease-to-own house purchase (also "rent-to-own purchase" or "lease purchase") is a lease combined with an option to purchase the property within a specified period, usually 3 years or less, at an agreed-upon price. Such arrangements have proliferated in the post-crisis market because many potential home buyers can’t meet the tougher loan qualification requirements today, and many potential sellers are unable to realize a satisfactory price in any other way. Lease-purchase plans can be structured in such a way that both parties benefit.
​The lease-purchase offers homeownership opportunities to consumers who can't qualify for a loan from any source, but who are prepared to bet on themselves. The bet is that before the option period expires, they will qualify for the mortgage they need to exercise the purchase option. During the option period, they have the opportunity to rebuild their credit and accumulate savings while living in the house. Contact us to see how soon we can get you in a property that meets your needs.
ESTATE TRANSFER
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When it comes to real property a death is not the only time individuals may need to transfer property. Although the unfortunate process of a death of a loved one or business associate is associated with the need for an estate transfer often there can be other reasons.
​It is much less costly to avoid a problem by doing it right the first time than to try to fix it later. If you are even thinking about transferring an interest in or adding or removing a name to a deed to protect the property, you are well advised to first consult with an experienced professional, who typically also is knowledgeable in this aspect of real estate law. You do not want to end up losing the property because a court determines your action to be fraudulent or improper. Don’t listen to friends and family who are just trying to help. Consult with us as your personal professional.