Foreclosure counseling is so important to have an understanding what the process is state by state. In the 50 state of the USA it is not a uniform process. Each state has its own guidelines. Recently the opportunity for homeowners to sue and reclaim damages caused has become possible. Speaking with a professional is the best way to understand your options. Understand that a foreclosure filing no matter the state is not the final foreclosure. A foreclosure filing marks the initiation of the formal process to have you removed from the home or property as an owner. Contact us immediately there is still time to be counseled on your appropriate decisions to preserve your home or property.